Fixed-Income Debt Token · Norwegian Real Estate · EU-Regulated
14% Fixed Annual Return. Paid Quarterly.
Invest with confidence in Norwegian Real Estate.
Receive fixed income from one of Europe's most stable real estate markets — with 83% of units already sold before you invest a single euro.
Where Scandinavian reliability meets institutional fixed-income discipline — paid to your account every quarter.
Østbo AS, a Norwegian legal entity, is developing 65 sustainable small houses in Halden, Norway — 100 km south of Oslo on the E6 motorway corridor near the Swedish border. The project operates under a municipal referral agreement with Halden municipality, securing preferential Norwegian State Housing Bank financing unavailable to the general market.This is an opportunity for international investors to invest in one single project in Norway through debt tokens. No Norwegian bank account or local presence required.
8 Units completed and ready for delivery. 83% remaining units Pre-sold, construction started.
Why This Bond is De-Risked
The Issuer Has Already Done the Hard Work. This is not early-stage development financing. The project is in final-stage execution — 83% of units are already contracted to institutional and municipal buyers. You are providing completion capital into a largely de-risked, contractually committed revenue stream. This is execution and delivery — not speculation.
Market Risk
Minimal. 83% of revenue is contractually locked in with institutional buyers before bond maturity.
Regulatory Risk
None. All municipal approvals, building permits, and planning consents are fully in place.
Construction Risk
Low. Final-stage delivery. First 8 units already handed over in 2025. Proven team on-site daily.
Concept Risk
Token holders receive interest income automatically, creating a predictable and steady passive earnings flow.
Norwegian state Housbank
Municipal agreement secures Norwegian State Housing Bank financing at below-market rates — a structural cost advantage unavailable to standard developers.
Corporate Guarantee
Bond repayment backed by a direct corporate guarantee from Østbo AS — the Norwegian real estate developer and project owner.
Secure Returns from Pre-Sold Development
The Østbo Debt Token offers investors a conservative fixed-income exposure backed by a fully contracted residential development
83%
Pre-Sold
14%
Annual Interest
Paid quarterly
24
Month Tenor
With extension options
€1M
First Tranche Issuance.
Total 4 Tranches
What Backs This Bond?
The bond is backed by a corporate guarantee from Østbo AS — its contractually committed revenue from 54 pre-sold units, and the proven execution capability of an experienced Norwegian development team with 20+ years in the market.
Development Timeline
Key milestones in the development and delivery of our Norwegian residential real estate project.
2024
Land purchased and all building approvals retrieved. Agreement with Halden Municipality confirmed - Norwegian state bank financing approved. First investor subscription received.
2025
Construction started for the 8 units, ground work started for the remaining 57 units. Project on schedule.
2026
Progressive delivery of 8 units to Boligbroen AS. Revenue inflows begins. Quarterly interest payments continue uninterrupted. Full construction on other 57 units.
2027
Full project completion. All 65 units delivered and transferred. Final cashflow received by Østbo AS. Bond reached maturity - bullet principal repayment with interest is returned.
Bond Terms
Launch your tokenized asset in just a few simple steps
Instrument Type
Digital bond (Debt Token) issued on blockchain infrastructure for transparent, secure ownership.
Tranche Size. Total 4 trances
EUR 1.0 million for the first issuance, with clear allocation to project milestones.
Tenor & Extension
24-month base term with 3+3 month extension option available with one month written notice.
Interest Rate
14% per annum with quarterly interest payments, providing regular cash flow to investors.
Investment Rationale
Why choose Norway and a Norwegian Bond
14% Fixed Annual Return – Paid Quarterly
In an environment where quality fixed-income yield is scarce, the Østbo bond delivers 14% per annum — paid as predictable quarterly instalments of 3.5%, with your full principal returned at maturity. No guesswork. No performance dependency.
Strong Revenue Visibility
With 83% of units already sold to institutional buyers, the project's cash inflow is contractually committed. This is execution capital — not speculative development funding. The revenue underpinning bond repayment is largely already locked in.
Corporate Guarantee
Repayment is backed by a direct corporate guarantee from Østbo AS, supported by the company's contracted pre-sale receivables.
Norway's AAA Market
The underlying project is in Norway — a AAA-rated sovereign economy with a $1.7 trillion oil fund, robust rule of law, and one of the world's most stable property markets. Systemic risk is as low as it gets in real estate development.
EU-Regulated Structure
Tokens are issued by an EU-domiciled Lithuanian LLC under a bond-linked structure. Investors benefit from EU legal protections, transparent bond terms with defined repayment obligations, and full KYC/AML compliance via Tokenizer.Estate.
Low Entry, Global Access
Start from a single token at €1,000. Available to qualified investors in the Middle East, Europe, and globally— no Norwegian bank account or local presence required. Payments and interest in EUR.
Investor Dashboard
Follow your investment and transaction every step of the way. Invest using credit card, pay pal, bank transfer, blockchain wallet and many more payment options from wherever in the world.
How the Structure Protects You
The Østbo bond uses a cross-border structure designed to give investors EU regulatory oversight, a clearly defined debt instrument, and real-asset backing through a corporate guarantee from a Norwegian developer. Here is how each layer works — and what it means for you.
Quarterly Interest — Every 3 Months
3.5% interest rate paid every quarter. Automated via smart contract - no manual processing, no discretion, no delays.
Primary Repayment Source — Unit Sales Cash Inflow
As Østbo AS delivers homes to Boligbroen AS and open market buyers, cash flows into the company from 2026 through 2027. Progressive deliveries build the cash reserve supporting the final principal repayment at maturity.
Secondary Path — Structured Refinancing
Structured refinancing of development assets provides an additional repayment pathway alongside unit sale proceeds — ensuring timing flexibility without dependence on a single cash flow event.
Maturity — Bullet Principal Repayment
At maturity, 100% of your invested principal is returned in a single bullet payment. The corporate guarantee from Østbo AS backstops this obligation.
Your Return — Per Token
- Face Value per Token
- €1,000
- Quarterly Interest
- €35 per quarter
- Annual Interest
- €140 per year (14%)
- Interest Type
- Fixed — unconditional
- Repayment Type
- Bullet at Maturity
- Principal Returned
- €1,000 at Maturity
- Payment Automation
- Smart Contract
Example: €10,000 Investment (10 Tokens)
- Annual interest received
- €1,400
- Per quarter
- €350 Paid Quarterly
- Principal returned at maturity
- €10,000
Team
A dedicated team of experts building a transparent and accessible future for real-estate investing.
Former analyst at Orkla Group and Pareto Securities. Since 2018 focused entirely on residential development in Vestfold and Østfold. Day-to-day project leader.
Sandvold family active in Norwegian real estate since 2000 primarily in Stavanger. Provides strategic oversight and the principal capital backing of the corporate guarantee.
Has led delivery of major public buildings and residential complexes. Central operational role in Habitat Bolig and Østbo AS.
Former experience at Thommessen (Norway's top-tier law firm). Adviser on multiple major Norwegian real estate transactions. Legal oversight for all Østbo AS bond obligations.
Manages the Halden site daily — responsible for construction quality, schedule adherence, and budget discipline across all building phases.
Daily on-site supervision of all trades, quality control, and progress tracking for the Halden project.
Contact us
Have questions about tokenized real estate, platform features, or your investment options? Send us a message — our team will get back to you shortly with clear and helpful guidance. You can also contact us directly via WhatsApp and Telegram: